Get Your FOMO Spending in Shape This Year With Maizie Simpson from Credit Karma

We’ve all been guilty – you see something one of your friends is doing or buying and you want it too. Or, what about that new piece of clothing you’ve been drooling for and then suddenly an ad pops up on a social platform and you take it as “the sign” that you should probably go ahead and buy it? FOMO spending is a real thing that could be hurting your bank account and credit score without you even knowing it.

What You’ll Learn

Maizie Simpson is Credit Karma’s Data and News Editor, producing stories to simplify and humanize the oftentimes intimidating world of money and finance and is sharing all her tips to battle against FOMO spending.

  • How to evaluate whether you’re FOMO spending or you really need an item
  • How FOMO spending your credit score go hand-in-hand
  • Did you know that American’s spend over $100 billion more on mortgages than we need to? How can you use your credit score to beat those odds
  • One of the best ways to raise your credit score and why it matters even if you aren’t purchasing a big-ticket item
  • How to figure out what bills you’re overpaying on so you can negotiate a better deal (without being a negotiation expert)

Links

SUBSCRIBE & REVIEW

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Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

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Breeze Into the Holidays Without Going Broke With Majd Maksad

The holidays are a time of celebrations, family get-togethers, lots of good eating and cold winter nights, but for many of us, it’s also a time of financial stress and a visit from your good ole’ friend debt. Majd Maksad, from Status Money, is dishing some great tips to breeze into the holidays without debt so you can hit the new year ready to take on your goals.

Questions I Ask

  • So just how do we breeze through the holidays without going into debt?
  • What do you think causes the biggest stress around the holidays and budgeting?
  • Do you see any trends emerging when it comes to holiday spending – what we are all blowing our budgets on?
  • Does it matter your income?
  • Debt is a real pain point for some many listeners – and sometimes it feels like there’s no way out from the vicious circle of paying off debt but not making any progress. How can you take action today to relieve some of that pain around our debt?
  • I know status money has come a long way since we last spoke. What’s the latest?
  • If you had one solid takeaway or action item from our conversation, what would you want everyone to remember?

What You’ll Learn

  • How to hack your mind during the holidays so you stay in budget
  • Why knowing how much your peer group is spending is beneficial to your financial success
  • Why lower income groups are making the most impactful behavioral changes when it comes to spending
  • How to break the money taboos and get rid of debt
  • How you can win financially and finally stay in budget during the holidays

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

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Can Your Mind Make You Broke (and How to Avoid It) + Ask Shannah

Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. Can you trick yourself into being broke or being wealthy? How powerful do you think your mind is when it comes to your bank account? We’ll uncover these answers and the most common money mindset traps in this episode.

What You’ll Learn

  • The four negative mindset traps that can actually make you broke
  • How to recognize the mindset traps and what you can do to strategize against them
  • Why you need to define what success means to you and how that might be affecting your bank account
  • My own stories of powerfully connecting my health with my wealth and what I’ve learned
  • Why you should have your own version of the “24-hour” window before you make big purchases
  • How a “f**ck it bucket” can give you options in life when you need them the most

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here 

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

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Bye-Bye Savings Bonds and Hello Modern Savings for Kids with Mimi Chan

Millennials are leading the way when it comes to modern savings. There’s a strong trend towards gifting experiences over stuff that’s honestly really refreshing, and we’re seeing this trend with children’s gifts as well. Play yards and plastic trucks are great, but what about gifting your child (or someone you know) with money towards their goals like college or even buying a house in the future? Today’s podcast guest, Mimi Chan, is sharing how her company, Littlefund, is shaking things in the world of gifting.

What You’ll Learn

  • Why we needed a gift-giving evolution in this country
  • What’s prompted the trends towards giving experiences over stuff and how that is changing the way we view our finances
  • How to give monetary gifts towards future goals for your children or your friends’ children (hint, great for the holidays)
  • How growing up with immigrant parents shaped Mimi’s own money story and her drive to start Littlefund

Links Mentioned

More about Littlefund

Littlefund, a modern gifting platform that makes it easy for family and friends to gift savings towards a child’s goals with an FDIC insured account which earns interest of 1% APY that compounds daily. So it truly is the gift that keeps on giving (and at a rate higher than the average savings account to boot). Accounts can be set up by parents with short-term goals such as a trip to Disneyland or swim lessons,  or longer range goals like saving for college. Gifters can send a Littlefund gift at any time by using a parent’s email address as the family being gifted does not need to have a Littlefund account in advance.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get social

Why You Should Be Focusing on Big Financial Wins (and not your daily coffee) with Tori Dunlap

Article after article will have you focusing on giving up your daily coffee or that mid-afternoon trip to the juice bar to better yourself financially. I think it’s time to throw out that wisdom (you can still skip your coffees if you’d like) and focus on achieving big financial wins. Things that will lead to real savings in your bank account like negotiating for a pay raise and lowering your cable and phone bill.

Today’s podcast guest, Tori Dunlap, offers a unique perspective on how you can achieve big financial wins while sharing her own money story and the lessons she’s learned along the way.

What You’ll Learn

  • Why aiming for big financial wins is far more productive than cutting out your daily coffee habit
  • How to define your own big financial wins
  • Why having a value based spending method can be more beneficial than traditional budgeting
  • Tori shares valuable lessons she learned walking away from a lucrative job that she knew wasn’t right for her and how her ER fund saved the day
  • Find out why she’s passionate about fighting for women’s financial rights and the work she’s doing to change the status quo
  • Wonder what a donut and your money have in common? Tori shares her most important financial takeaway to help you get rid of money shame and guilt

All About Tori

Tori Dunlap is a marketer, blogger, speaker, and coach, specializing in personal finance. Her career started with landing a digital marketing contract worth tens of thousands, and a full-time position as the head of marketing and communications for a global security company — all before she turned 22. She currently leads digital marketing and growth at Tomorrow Ideas, a financial tech start-up.

As the founder of Victori Media, Tori helps millennial women manage their money and level up their careers. A Plutus award finalist, her work has been highlighted by Arianna Huffington, Rockstar Finance, The Financial Diet, ShineText, and more. She is obsessed with finding cheap flights, reading good books in the bathtub, and memorizing John Mulaney’s stand-up specials.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

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Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

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The Wonderful Secret Powers of a Health Savings Account

There’s a common vocabulary that we hear over and over again – invest in your 401(k), IRA, Roth for retirement – which of course is a good thing, but we don’t talk a lot about a special savings account that can tandem a high-deductible health insurance plan called a Health SavingsAccount, or HSA. This account has some super special secret powers that can benefit you now and in the future.

What You’ll Learn

You’ll learn enough about Health Savings accounts to figure out if it works for you and to impress your friends at a dinner party!

  • Did you know there’s a type of savings account that has a triple tax advantage? Pretax contributions go in, interest and investment earnings build up tax-free, and withdrawals for qualified health care expenses are also tax-free in your HSA
  • What type of health insurance plan you need to be eligible for an HSA
  • We’ll talk about the three magical ways you can use your HSA account to help you both now and during retirement (including some sneaky tricks)
  • Deep dive into the benefits of investing in an HSA vs. your 401(k) – and what are some of the cons to be aware of
  • What counts as a qualified health care expense with your HSA account

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

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How to Made 100K Teaching & Traveling Overseas with Amanda Swartz

When you think about teachers, what do you picture? Someone making a mediocre salary living paycheck to paycheck? Me too – but what if I told you there was a way to make over 100K teaching, pay down your debt, and travel at the same time?

Meet Amanda Swartz from Every Further Mile, our guest on this episode who shares how she made over $100,000 teaching and living abroad with her family and was able to bank a ton of cash while doing so.

Questions I Ask

  • So, you’re telling me that you can make over 100,000k while traveling and teaching abroad? I’ve got to know how you do this.
  • You talk in detail about how you chose to teach in the Middle East – someplace that most people wouldn’t think about going to as a first choice. What attracted you to that region?
  • Walk us through the steps if we did want to teach aboard – where do we start?
  • What is the biggest lesson you learned about teaching abroad?
  • What does the future look like for you – will you teach abroad again, and where?

What You’ll Learn

  • How to ace the teaching abroad interview + land the job
  • What countries will offer you the most money for teaching abroad
  • How to determine if teaching abroad is a good option for you + what type of degree do you need
  • What your first day at work will look like (and why you shouldn’t be scared)
  • How to take a risk and explore countries while teaching abroad
  • How to adapt to a new culture and learn cultural sensitivities

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven email club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

An Inside Look at the Latest Money News and Trends: The Market Tumbles and The Fed Raises rates

It’s been a crazy couple of weeks – the Fed raised interest rates again, subscription fees are killing our bank accounts, oh, and there was a bloodbath in the markets. So, it seemed right for us to have a conversation about what this all means to you and how it impacts your financial goals.

What You’ll Learn

  • The Fed is raising the rates yet again – What this means to you: it affects your credit card interest rates, and mortgage rates will rise if you’re looking to buy a house – basically anything with a variable loan component will change
  • Credit card interest rates are up yet again – what’s happening and how can you not become a victim
  • The markets took a downturn – let’s chat about what to do now and why you should stay the course
  • Travel is up for the holidays with 33 million people saying they can’t afford it. Learn a few tricks to make travel a reality to you
  • Find out how many billions of dollars we spend each year just to avoid cooking at home (hint, we all need to learn how to cook)

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

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HGTV’s Good Bones Mina & Karen on Taking Risks & Trading In a 9 to 5

On a recent trip to Indianapolis (my hometown), I had the privilege of joining Mina and Karen of HGTV’s Good Bones for coffee and a chat about their thriving career. This mother-daughter home remodeling duo is hilarious (as you’ll hear). Karen, a former practicing lawyer, and her daughter, Mina, decided to say “no thank you” to the typical 9 to 5 career, took a risk with money she had saved in an IRA and started a thriving remodeling business in Indianapolis. And then, one day, HGTV came calling, and the rest is history.

What You’ll Learn

This was one of my very favorite interviews. Not only were we sitting in a super cool coffee shop in Indianapolis, but I was so inspired by Mina and Karen’s story of taking risks, charting your own path, and having a sense of humor about the moments that don’t work out. Not everyone gets a call from HGTV, but I think we can all aspire to find a career that we feel good about and helps other people at the same time!

  • Mina shares how she wisely invested in an IRA in college and those funds ended up funding their very first home purchase
  • Find out how they choose their remodeling projects and hear some great stories about some of the craziest houses they’ve worked on
  • Be inspired by Mina’s pledge to not work a typical 9 to 5 and why she decided to take the risk of starting a remodeling business
  • They share the story of how HGTV came calling and why they thought it was a shady call and so not real
  • Learn how they’ve continued to grow their career and why they’re not resting solely on HGTV’s success

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

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What You May Not Know About Money Taboos That Might Be Sabotaging Your Growth

We all know that money taboos exist except we don’t really talk about them. In fact, we don’t really talk about anything in relation to money unless we absolutely have to. Have you ever stopped to think why this is? In the U.S., we have a terrible reputation of not making enough strides when it comes to financial literacy – which in turn enables money taboos to go right on existing.

We need to talk though. We need to understand our money taboos and what role they play in our financial success and then we need to teach others how to do the same.

What You’ll Learn

  • To start, I’m going back and sorting through some financial literacy history in the U.S. to make a case for why money taboos exist
  • Who is to blame – teachers, parents, government, etc? What do you think
  • What happens if we let money taboos continue to grow without putting out the flames
  • Steps you can take to break free from any money taboos holding you back
  • Why our closest relationships are the place we need to start with when it comes to talking about money
  • Discussion about the states mandating financial literacy, and why there are only 5

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, send me a DM on Instagram or submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

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