Budgeting

Can Your Mind Make You Broke (and How to Avoid It) + Ask Shannah

Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. Can you trick yourself into being broke or being wealthy? How powerful do you think your mind is when it comes to your bank account? We’ll uncover these answers and the most common money mindset traps in this episode.

What You’ll Learn

  • The four negative mindset traps that can actually make you broke
  • How to recognize the mindset traps and what you can do to strategize against them
  • Why you need to define what success means to you and how that might be affecting your bank account
  • My own stories of powerfully connecting my health with my wealth and what I’ve learned
  • Why you should have your own version of the “24-hour” window before you make big purchases
  • How a “f**ck it bucket” can give you options in life when you need them the most

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here 

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Why You Should Be Focusing on Big Financial Wins (and not your daily coffee) with Tori Dunlap

Article after article will have you focusing on giving up your daily coffee or that mid-afternoon trip to the juice bar to better yourself financially. I think it’s time to throw out that wisdom (you can still skip your coffees if you’d like) and focus on achieving big financial wins. Things that will lead to real savings in your bank account like negotiating for a pay raise and lowering your cable and phone bill.

Today’s podcast guest, Tori Dunlap, offers a unique perspective on how you can achieve big financial wins while sharing her own money story and the lessons she’s learned along the way.

What You’ll Learn

  • Why aiming for big financial wins is far more productive than cutting out your daily coffee habit
  • How to define your own big financial wins
  • Why having a value based spending method can be more beneficial than traditional budgeting
  • Tori shares valuable lessons she learned walking away from a lucrative job that she knew wasn’t right for her and how her ER fund saved the day
  • Find out why she’s passionate about fighting for women’s financial rights and the work she’s doing to change the status quo
  • Wonder what a donut and your money have in common? Tori shares her most important financial takeaway to help you get rid of money shame and guilt

All About Tori

Tori Dunlap is a marketer, blogger, speaker, and coach, specializing in personal finance. Her career started with landing a digital marketing contract worth tens of thousands, and a full-time position as the head of marketing and communications for a global security company — all before she turned 22. She currently leads digital marketing and growth at Tomorrow Ideas, a financial tech start-up.

As the founder of Victori Media, Tori helps millennial women manage their money and level up their careers. A Plutus award finalist, her work has been highlighted by Arianna Huffington, Rockstar Finance, The Financial Diet, ShineText, and more. She is obsessed with finding cheap flights, reading good books in the bathtub, and memorizing John Mulaney’s stand-up specials.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

 

The Wonderful Secret Powers of a Health Savings Account

There’s a common vocabulary that we hear over and over again – invest in your 401(k), IRA, Roth for retirement – which of course is a good thing, but we don’t talk a lot about a special savings account that can tandem a high-deductible health insurance plan called a Health SavingsAccount, or HSA. This account has some super special secret powers that can benefit you now and in the future.

What You’ll Learn

You’ll learn enough about Health Savings accounts to figure out if it works for you and to impress your friends at a dinner party!

  • Did you know there’s a type of savings account that has a triple tax advantage? Pretax contributions go in, interest and investment earnings build up tax-free, and withdrawals for qualified health care expenses are also tax-free in your HSA
  • What type of health insurance plan you need to be eligible for an HSA
  • We’ll talk about the three magical ways you can use your HSA account to help you both now and during retirement (including some sneaky tricks)
  • Deep dive into the benefits of investing in an HSA vs. your 401(k) – and what are some of the cons to be aware of
  • What counts as a qualified health care expense with your HSA account

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

How to Made 100K Teaching & Traveling Overseas with Amanda Swartz

When you think about teachers, what do you picture? Someone making a mediocre salary living paycheck to paycheck? Me too – but what if I told you there was a way to make over 100K teaching, pay down your debt, and travel at the same time?

Meet Amanda Swartz from Every Further Mile, our guest on this episode who shares how she made over $100,000 teaching and living abroad with her family and was able to bank a ton of cash while doing so.

Questions I Ask

  • So, you’re telling me that you can make over 100,000k while traveling and teaching abroad? I’ve got to know how you do this.
  • You talk in detail about how you chose to teach in the Middle East – someplace that most people wouldn’t think about going to as a first choice. What attracted you to that region?
  • Walk us through the steps if we did want to teach aboard – where do we start?
  • What is the biggest lesson you learned about teaching abroad?
  • What does the future look like for you – will you teach abroad again, and where?

What You’ll Learn

  • How to ace the teaching abroad interview + land the job
  • What countries will offer you the most money for teaching abroad
  • How to determine if teaching abroad is a good option for you + what type of degree do you need
  • What your first day at work will look like (and why you shouldn’t be scared)
  • How to take a risk and explore countries while teaching abroad
  • How to adapt to a new culture and learn cultural sensitivities

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven email club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

What You May Not Know About Money Taboos That Might Be Sabotaging Your Growth

We all know that money taboos exist except we don’t really talk about them. In fact, we don’t really talk about anything in relation to money unless we absolutely have to. Have you ever stopped to think why this is? In the U.S., we have a terrible reputation of not making enough strides when it comes to financial literacy – which in turn enables money taboos to go right on existing.

We need to talk though. We need to understand our money taboos and what role they play in our financial success and then we need to teach others how to do the same.

What You’ll Learn

  • To start, I’m going back and sorting through some financial literacy history in the U.S. to make a case for why money taboos exist
  • Who is to blame – teachers, parents, government, etc? What do you think
  • What happens if we let money taboos continue to grow without putting out the flames
  • Steps you can take to break free from any money taboos holding you back
  • Why our closest relationships are the place we need to start with when it comes to talking about money
  • Discussion about the states mandating financial literacy, and why there are only 5

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, send me a DM on Instagram or submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

I Need Help with My Investing Strategy + Other Burning Investing Questions With Doug Boneparth

I don’t think you can ever learn too much about investing and growing your wealth. While investing can seem super complicated, the good news is that there are a lot of resources these days to help you out (like this podcast). One of them is my good friend and fellow CFP®, Doug Boneparth. Doug’s joined us on the podcast a few times in the past, and he’s back again to help me answer some of your #AskShannah investing questions.

Whether you’re new to investing or a seasoned pro, you’ll enjoy this episode with an inside look into three of your investing questions from two CFP®’s who share a love of simplifying money concepts into fun bite-sized pieces you can easily digest!

Questions Asked

  • Active vs. Passive Investing: Is active investing becoming more favorable with volatile markets?
  • Are cannabis stocks the next great thing or just a fad in your opinion and what do I need to know?
  • Should I be investing as much as I can in my 401(k) or should I look at an IRA or a ROTH? I know you always say it depends on our own situation and goals – what would be an advantage or investing more in my 401(k) above the match?

What You’ll Learn

  • How to match your investing strategy with your lifestyle goals
  • What is active vs. passive investing anyway
  • Why you should never think of stocks as “the next best thing”
  • Why your 401(k) is so powerful for your retirement savings
  • Why we think financial literacy is so critical to your future financial success

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Get Social

Put Your Finances On Auto-Pilot & More Ask Shannah Questions

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we’re starting off with a question about how you can put your finances on auto-pilot (inquiring minds want to know). I’m a big fan of auto-pilot, mixed with a few manual pieces each month to get your money flowin’ in the right direction.

What You’ll Learn

I’m tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond.

  • Learn how to put the key areas of your finances on auto-pilot – budgeting, saving, investing, banking and more
  • Learn why you should consider hiring a CPA (despite the cost) if you’re going through a milestone like getting married or having a baby or changing careers
  • Learn ways you can rebuild your savings account after you’ve had to drain it

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

Get Your Budget In Shape For The Fall + Ask Shannah

You blew your summer budget and now we’re rolling into the fall. Before you know it, it will be the holidays and your budget will be screaming at you. Not to worry, I’ve got some out of the box tips to help you get ready for the fall and help you supercharge what you’ve got right now in your bank account.

What You’ll Learn

I’m on a mission to continue to bring you different tips that you might not think about so you can pull together your financial plan for the fall. Here’s a glimpse at what you’ll learn in this episode:

  • How to build your financial plan with one step or one financial item you want to accomplish
  • Why you need to write out your goals and how they can radically change your financial direction
  • How to create a plan for large expenses at the holidays
  • Why credit card points are your best friend when it comes to gift giving
  • How to create your own fall financial plan in 3 easy to follow steps
  • Food for thought on how to think about your money situation this fall

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

 

Be Your Own Student Loan Debt Hero With Travis Hornsby

Student loan debt is no joke. If you have student loan debt, you know the stress an anxiety that it can bring on while you’re trying to pay it off. In fact, student loan debt has skyrocketed to nearly $1.5 trillion dollars in 2018. What you need is tips, tools, strategies, and a little push to stay motivated while you’re attacking your student loans.

What You’ll Learn

Travis Hornsby, CEO of Student Loan Planner is with us today to break down some of the myths around student loan debt payoff and share some horror stories with you. This episode is jam-packed with great need to know information including:

  • How to figure out if your student loan repayment plan is costing you too much
  • The easiest way to pay off your student loans QUICK
  • Why you should be collecting the refi bonus – not someone else
  • What you should be looking for when you’re considering student loan refinancing
  • Horror stories can teach you a lot, and Travis is sharing a few doozies
  • Will student loan reform ever happen in the U.S.

Links Mentioned

Student Loan Planner

Get Student Loan Help

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

 

The Power of Small Daily Money Habits with Clarity Money + Ask Shannah


We face a new type of reality when it comes to managing our finances. From mounting student loan debt, keeping track of all subscription services like Netflix and Spotify and more simply, trying to pay rent and buy groceries — it’s overwhelming to figure out where to start.

One of my fav money management/budgeting apps is Clarity Money. I use it myself (I’m a big fan) and went straight to Colin Kennedy, the Chief Operating Officer & Revenue Officer of Clarity Money to explore the power of small daily money habits and how you can use them to empower your money.

Episode Details:

There are a million apps on the market to manage your money and budget more effectively. I’ve tried them all myself and one that has found a permanent home on my phone is Clarity Money. It really is different than most of the budgeting & saving apps and has made a big difference in how I manage my money every day.

I was excited to have Colin from Clarity Money on this episode to dig beneath the surface of the app and talk about how you can use the concept of daily money habits to revolutionize your finances. Yes, I’m talking game-changing perspectives here.

Check out Clarity Money if you aren’t bff’s yet

Episode Sponsor:

Big thanks to Audible for sponsoring this episode. Audible is offering Millennial Money listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text mymoney to 500-500 to get started today.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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