Life

Budget, Couples & Money, And Life Insurance Questions

The listener questions have been piling up so I thought it would be a good time to answer four awesome questions about budgeting, couples & money and life insurance. If you have a specific question for the future – head on over to this link and drop me a question.

On This Podcast Episode:

  • Learn some tips about how to balance relationships with money
  • Find out some super good budgeting tips for all those yearly expenses
  • Discover a strategy to win with personal loans
  • Let’s chat about term life insurance and individual coverage

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial advisor prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

The Other Insurance – Flood and Earthquake

We’ve all heard about homeowner’s and renter’s insurance (or at least most of us have). I call them the vanilla and chocolate of the insurance industry. Most people mistakenly think that if you have one of those types of insurance you’re also covered for a flood or earthquake damage. Not so fast.

On This Podcast Episode:

  • With Hurricane Harvey and it’s destructive damage, find out what you need to know about flood insurance
  • Find out why flood and earthquake insurance aren’t covered by your homeowner’s policies
  • Is it worth it to get coverage
  • Learn what you should think about when you’re pricing out coverage

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Secret Tips You Need To Know To Buy A Car

Labor Day is one of the busiest times of year for car buying, but also one of the best times. Dealers are ready to deal, so brush up on your negotiation skills and get ready to race down the road in a new car. Interest rates are at the lowest rates yet, so now is a great time snag a new car (of course one that fits your budget) before interest rates rise up later this year.

On This Podcast Episode:

I’m covering the secret tips you need to know before you go car shopping. Also, I’ll go in-depth discussing some of the tips first-time car buyers should be aware of. Yes, we’re going to talk about negotiating, but I promise I’ll roll up my sleeves and tell you how to negotiate without having a panic attack.

Enjoy Labor Day – and save yourself some money and time with my car buying tips.

7 Not So Talked About Money Tips

Disclaimer…your money decisions are not one-size-fits all by any stretch. But, what I do find, is that we tend to talk about the same things over and over again when we should be sharing some not so talked about money tips – things that you might not be thinking about.

Find out money tips that aren't always talked about including your float fund and why you shouldn't publish income reports as a blogger.

On This Podcast Episode:

  • I’m dishing 7 not so talked about money tips that are food for thought
  • Learn why an umbrella policy might be a good money move
  • Find out what should be in your float fund
  • Discover how to use your IRA to help provide a home buyer down payment
  • I’ll chat about those popular online entrepreneur/blogger income reports

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Is Your Side Hustle Worth the Hustle

A side hustle is the new “it” word – if you don’t have a side hustle you’re thinking about what side hustle you can start.

Find out how to win with a side hustle and what you need to know before you start one.

I’ve been side hustlin’ my entire career from my college days until now. If I can pass along any lessons about getting ahead and achieving goals it is simply that you have to put yourself out there and be willing to risk failing.

Side hustles aren’t just for those of you that are trying to scrape together some extra cash. Famous NBA player, LeBron James, just recently announced that he passed up a $15 mill deal with McDonald’s to become a 10% franchise owner in Blaze Pizza when they started back in 2012. He’s laughing all the way to the bank on that deal – the company is now worth over $1.1 billion.

On This Podcast Episode:

  • Find out why a  new survey from Bankrate shows that 44 million Americans are all about the side hustle and millennials are leading the charge.
  • Why you should consider a side hustle
  • My advice about trying a side hustle before you buy the side hustle
  • How do you start a side hustle
  • Some tips for keeping track of all your side hustle money

Want More Tips:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

 

 

 

Summer Reboot- Unique Ways to Afford Adoption

We’re in full swing with our summer reboot bringing you one of our most popular episodes about unique ways to afford adoption. While we’re on hiatus for a few weeks we’re bringing you some of our very best, most popular, and just great episodes for you to enjoy twice a week.

Adoption isn't cheap and for many of us that can make adoption a difficult decision. I'm sharing some tips that can help you afford adoption and start your family right away.

Adoption Can Be Affordable

The average cost of an adoption in the US is around $40,000. That’s a lot of money to come up with if you’re interested in adoption, but not to panic. With the help of loans, grants, and unique fundraising ideas, affording adoption is all within your reach.

This podcast episode will highlight unique ways to afford adoption, many tips that Nicole Witt, Executive Director of The Adoption Consultancy will share, and also a personal story from Heidi and Brandon who recently raised over $18K to afford adoption. 

On This Podcast Episode:

  • We’ll chat about the process of adoption
  • Different ways to afford adoption with grants and loans
  • Heidi and Brandon’s story of their unique fundraising idea
  • What you need to think about when you’re considering adoption

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

What If Money Conversations Before Marriage

If you’re ever bored one night before your wedding, start a conversation with your fiance about money and finances. Chances are you might not see eye to eye. That’s exactly why you need to have what if money conversations before marriage.

One of the best ways to avoid fighting about money after you get married is to have some what if conversations before marriage. Here are some topics that you should talk about.

I’ll openly admit that I don’t enjoy talking about money in my own marriage. It always feels like I’m walking on hot coals trying not to get burnt. What I do know though is that when you can have open conversations about a bunch of important what if subjects, you can not only avoid a massive fight, but you can, more importantly, get on the same page.

On This Podcast Episode:

  • I’ll dish on the top what if conversations to start
  • Hear about my own struggles with money and marriage
  • What’s the #1 what if conversation you don’t have, but should
  • How in the world do you even begin to bring up what if conversations

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Make Your Tax Return Count

There's always the question of what to do with your tax return. I give you permission to have fun with a portion of it but the rest, that should be saved for a smart money move.

Make Your Tax Return Count

It’s tax time and that means you start the seemingly endless wait for your return showing up in your bank account. What to do with all that money?

While you’re probably dream of tropical escapes and that brand new car you been eyeing, I’m here to offer a few suggestions to help you grow your return so you can have even better options down the road.

On This Podcast Episode:

  • We’re talking 3 smart tips for your tax return
  • I give you permission to have fun with a portion of your return
  • Why taxable accounts might make sense
  • How to build a solid savings mindset

 

How to Invest in Real Estate – Abhi Golhar

Real Estate Investing by Abhi

Sure you’ve heard of the success of Fixer Upper and in fact the whole HGTV network. You can’t escape real estate investing these days and it seems like everyone has a “deal” in the works and some amazing way to make a ton of cash.

So you say you want to invest in real estate? Abhi Golhar's been at it since college and he's sharing some tips and tricks to get you started.

Real estate investing is certainly not for the faint of heart – but for those that can stick it out, it can be financially rewarding. Abhi has been real estate investing since he was in college, learning some tough lessons along the way.

On This Podcast Episode:

Abhi’s dishing his tips to investing in real estate, the lessons he’s learned along the way and why real estate investing CAN be super lucrative as a side hustle or career. If you have questions for Abhi after the episode, please contact me. We’d love to do some follow-up episodes sharing more of Abhi’s stellar advice.

3 Reasons to Care About the Interest Rate Hike

All the Fuss With Interest Rate Hikes

You’ve probably gotten through life thus far not really caring about what the Federal Reserve does when it meets a few times each year and couldn’t care less about the Fed Funds Rate. You might’ve heard rumblings on the news about interest rates going up and thought, “Well, I don’t really care about that.” I’m here to tell you that you should care or at least know what the heck it means when the Fed raises the rates.

The Federal Reserve is raising interest rates again and as millennials you should pay attention. There are three key areas that could hit your wallet hard - credit card interest rates, car and home loans, and student loan refinancing rates.

On This Podcast

We’re going to dish about three reasons why you should care about the interest rate hike. This is a not so subtle hint that raising the interest rates actually does matter to you and your wallet. The Fed raises the rates to stabilize the economy but what ends up happening is any of your loans tied to variable interest rates will go up.

  • Find out what the Fed is and why interest rates go up
  • How the raising interest rates affect your bank account
  • What you can do to counteract the higher interest rates
  • Why higher interest rates are good news for savers who want to take advantage of higher interest rates on high-yield savings accounts

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