Life

Political Threats and Your Bank Account with Mark Hamrick + Ask Shannah

When I got out of college, I didn’t really care what went on in Washington and the government. It just sort of happened behind the scenes of my life. But now I care because I see how policies and government decisions can have an impact – good or bad- on my bank account and yet, it’s so hard to decipher what is good and not good watching the news and getting the highlights. So, I went straight to Mark Hamrick, Bankrate’s senior economic analyst, to ask him how the political environment will impact you and me and what we need to know to be prepared.

What You’ll Learn

  • Why what happens in Washington with the government matters when it comes to our finances
  • What are some of the political and economic threats against your money for the new year
  • Is the government really doing anything to help student loan debt
  • What economic indicators you should pay attention to
  • How the rising interest rates impact your goals and your finances
  • How can you protect your finances against whichever party is in office

Links

SUBSCRIBE & SHARE

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Ask Shannah

Have an Ask Shannah question, submit it here

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Is Now the Right Time to Buy a House with Gerry Burchard

Maybe you’re wondering when the right time to buy a house is or why you should even consider buying a house. The good news is that you’re not alone and we all have those questions and doubts.

Last week we talked to Cari from Unison about powerful ways to afford to buy a home without saving 20% down payment, and in this episode, we’ve got a fantastic interview with Gerry Burchard who is both a real estate agent and a customer of Unison. You’re going to love this episode whether you own a house or buying one is on your to-do list for the future.

 

What You’ll Learn

  • Is now (or ever) the right time to buy a house
  • What are some homebuying trends that millennials need to be aware of
  • Why would you buy vs. rent a house
  • How powerful the concept of leverage is with your money (aka, what could you be doing better with your money)
  • Some of the biggest myths working a real estate agent and how do you find one
  • How Unison helped Gerry maximize his home purchase

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, please share this podcast episode on your social networks and with friends. Sharing helps the podcast grow (and lets us know what content you’re enjoying).

Ask Shannah

Have an Ask Shannah question, submit it here

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Transform Your Career for the New Year with Ahyiana Angel

Are you having moments when you’re thinking, “Is this really my life and all my career will be?” I’m here to say that you can grow into your purpose with your career and make a big impact right now. My podcast guest, Ahyiana Angel, host of the podcast Switch Pivot or Quit and published author, is here to show you how you can transform your career for the New Year.

What I Ask

  • After making a career transformation yourself, what did you learn about growing into your purpose?
  • Why do we stay in a job we don’t like and perpetuate those feelings of “this can’t be my life”?
  • Is it unreasonable to think that you can make a career move and find your passion and make money at it?
  • You host a great podcast, Switch Pivot or Quit – what are some of the most powerful tips you’ve learned from your podcast guests about improving their professional and personal lives?
  • Let’s say I’m yearning to make a career move in the new year but I’m scared – how do I figure out the pros and cons?
  • What’s been the most powerful career lesson you’ve learned through your career transformation?

What You’ll Learn

  • How to decide is now is the right time to make a Switch, Pivot or Quit your job
  • How to turn passion into an impactful career that isn’t solely focused on making money (but you still make money)
  • Why it takes time to grow into your purpose in your career
  • The steps you should be thinking about before you make a drastic career transformation

Links

SUBSCRIBE & SHARE

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! It’s Free!

Also, if you loved this episode, please share it with your friends and family on your favorite social media channels so they can learn as well. The more you share, the more the podcast grows, and the more we can keep bringing you great guests and content.

Ask Shannah

Have an Ask Shannah question, submit it here

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You Don’t have to be Stan Lee to be a Superhero + Ask Shannah

The myth, the man, the legend…Stan Lee the comic book genius recently passed away and he meant a lot to so many people. Stan was my friend and someone who I admire greatly. The last few years of Stan’s life brought his own super story – one filled with the tangled web of betrayal, lost fortune, and a constant reminder that you need to own your bank account no matter how famous you might be.

What You’ll Learn

  • Some of the most impactful lessons I learned from being a friend of Stan Lee for over 20 years
  • Why you always need to know what is coming in and going out of your bank account
  • How you can infuse more creativity and joy into your life
  • A simple exercise to document fear, worry, sadness, anger, and joy that will save you thousands of dollars on therapy (and it’s super helpful)
  • How to tackle important estate planning documents now and what you need
  • The power of your gut when it comes to working with other financial professionals
  • Why I loved Stan Lee so much

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treat, and a whole lotta’ fun!

Get Social

Pick the Right Health Insurance Plan for You & Your Wallet

If you’ve ever found yourself staring at your health insurance options during open enrollment trying to make some sense out of your choices– this episode is for you. Grab a beverage, grab your health insurance options, and let’s figure out what is the best plan for your wallet and your lifestyle.

What You’ll Learn

  • Understand the difference between the three important variables: deductible, co-insurance, and out-of-pocket max
  • Learn how the health insurance system got its start in the early 1900’s (and why we’re still trying to figure it out)
  • What’s the difference between an FSA (flexible spending account) and an HSA (health savings account)
  • 5 questions to ask yourself before you decide which health insurance plan is right for you
  • Tips to pay for large medical bills and surgeries without turning to your credit card

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Can Your Mind Make You Broke (and How to Avoid It) + Ask Shannah

Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. Can you trick yourself into being broke or being wealthy? How powerful do you think your mind is when it comes to your bank account? We’ll uncover these answers and the most common money mindset traps in this episode.

What You’ll Learn

  • The four negative mindset traps that can actually make you broke
  • How to recognize the mindset traps and what you can do to strategize against them
  • Why you need to define what success means to you and how that might be affecting your bank account
  • My own stories of powerfully connecting my health with my wealth and what I’ve learned
  • Why you should have your own version of the “24-hour” window before you make big purchases
  • How a “f**ck it bucket” can give you options in life when you need them the most

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here 

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Bye-Bye Savings Bonds and Hello Modern Savings for Kids with Mimi Chan

Millennials are leading the way when it comes to modern savings. There’s a strong trend towards gifting experiences over stuff that’s honestly really refreshing, and we’re seeing this trend with children’s gifts as well. Play yards and plastic trucks are great, but what about gifting your child (or someone you know) with money towards their goals like college or even buying a house in the future? Today’s podcast guest, Mimi Chan, is sharing how her company, Littlefund, is shaking things in the world of gifting.

What You’ll Learn

  • Why we needed a gift-giving evolution in this country
  • What’s prompted the trends towards giving experiences over stuff and how that is changing the way we view our finances
  • How to give monetary gifts towards future goals for your children or your friends’ children (hint, great for the holidays)
  • How growing up with immigrant parents shaped Mimi’s own money story and her drive to start Littlefund

Links Mentioned

More about Littlefund

Littlefund, a modern gifting platform that makes it easy for family and friends to gift savings towards a child’s goals with an FDIC insured account which earns interest of 1% APY that compounds daily. So it truly is the gift that keeps on giving (and at a rate higher than the average savings account to boot). Accounts can be set up by parents with short-term goals such as a trip to Disneyland or swim lessons,  or longer range goals like saving for college. Gifters can send a Littlefund gift at any time by using a parent’s email address as the family being gifted does not need to have a Littlefund account in advance.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get social

HGTV’s Good Bones Mina & Karen on Taking Risks & Trading In a 9 to 5

On a recent trip to Indianapolis (my hometown), I had the privilege of joining Mina and Karen of HGTV’s Good Bones for coffee and a chat about their thriving career. This mother-daughter home remodeling duo is hilarious (as you’ll hear). Karen, a former practicing lawyer, and her daughter, Mina, decided to say “no thank you” to the typical 9 to 5 career, took a risk with money she had saved in an IRA and started a thriving remodeling business in Indianapolis. And then, one day, HGTV came calling, and the rest is history.

What You’ll Learn

This was one of my very favorite interviews. Not only were we sitting in a super cool coffee shop in Indianapolis, but I was so inspired by Mina and Karen’s story of taking risks, charting your own path, and having a sense of humor about the moments that don’t work out. Not everyone gets a call from HGTV, but I think we can all aspire to find a career that we feel good about and helps other people at the same time!

  • Mina shares how she wisely invested in an IRA in college and those funds ended up funding their very first home purchase
  • Find out how they choose their remodeling projects and hear some great stories about some of the craziest houses they’ve worked on
  • Be inspired by Mina’s pledge to not work a typical 9 to 5 and why she decided to take the risk of starting a remodeling business
  • They share the story of how HGTV came calling and why they thought it was a shady call and so not real
  • Learn how they’ve continued to grow their career and why they’re not resting solely on HGTV’s success

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Get Social

What You May Not Know About Money Taboos That Might Be Sabotaging Your Growth

We all know that money taboos exist except we don’t really talk about them. In fact, we don’t really talk about anything in relation to money unless we absolutely have to. Have you ever stopped to think why this is? In the U.S., we have a terrible reputation of not making enough strides when it comes to financial literacy – which in turn enables money taboos to go right on existing.

We need to talk though. We need to understand our money taboos and what role they play in our financial success and then we need to teach others how to do the same.

What You’ll Learn

  • To start, I’m going back and sorting through some financial literacy history in the U.S. to make a case for why money taboos exist
  • Who is to blame – teachers, parents, government, etc? What do you think
  • What happens if we let money taboos continue to grow without putting out the flames
  • Steps you can take to break free from any money taboos holding you back
  • Why our closest relationships are the place we need to start with when it comes to talking about money
  • Discussion about the states mandating financial literacy, and why there are only 5

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, send me a DM on Instagram or submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

When Your Money Meets Mother Nature With Jason Hargraves

The curious thing about building wealth is that there is always a risk brewing somewhere. Those risks can cost money and wipe away your savings if you’re not prepared. What if you had a flood in your home – are you prepared and what do you do if that happens? In the U.S. we deal with hurricanes, tropical storms, flood-prone areas and more, but you don’t have to live in a flood area to suffer damage. Jason Hargraves from Insurancequotes.com is ready to educate us.

Questions I Ask

  • With Hurricane Florence fresh in our minds can you run through some high-level details for us -what is, who needs it, and how do you get it?
  • How does a deductible work in flood insurance?
  • Are there states that mandate flood insurance?
  • What happens if you live in an apartment? Do you need flood insurance?
  • Are there any other reasons why we should think about flood insurance?
  • Have any tips for how you can file a claim after a flood – painlessly?

What You’ll Learn

  • How to take an inventory of your home to prove your possessions
  • How a natural disaster can cause financial havoc
  • What is the process of acquiring flood insurance and how do you know if you have too much or too little
  • What is covered by flood insurance vs. regular homeowner’s insurance

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question- send it to me on Instagram or submit it here

Get Social

 

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