Life

Is Your Side Hustle Worth the Hustle

A side hustle is the new “it” word – if you don’t have a side hustle you’re thinking about what side hustle you can start.

Find out how to win with a side hustle and what you need to know before you start one.

I’ve been side hustlin’ my entire career from my college days until now. If I can pass along any lessons about getting ahead and achieving goals it is simply that you have to put yourself out there and be willing to risk failing.

Side hustles aren’t just for those of you that are trying to scrape together some extra cash. Famous NBA player, LeBron James, just recently announced that he passed up a $15 mill deal with McDonald’s to become a 10% franchise owner in Blaze Pizza when they started back in 2012. He’s laughing all the way to the bank on that deal – the company is now worth over $1.1 billion.

On This Podcast Episode:

  • Find out why a  new survey from Bankrate shows that 44 million Americans are all about the side hustle and millennials are leading the charge.
  • Why you should consider a side hustle
  • My advice about trying a side hustle before you buy the side hustle
  • How do you start a side hustle
  • Some tips for keeping track of all your side hustle money

Want More Tips:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

 

 

 

Summer Reboot- Unique Ways to Afford Adoption

We’re in full swing with our summer reboot bringing you one of our most popular episodes about unique ways to afford adoption. While we’re on hiatus for a few weeks we’re bringing you some of our very best, most popular, and just great episodes for you to enjoy twice a week.

Adoption isn't cheap and for many of us that can make adoption a difficult decision. I'm sharing some tips that can help you afford adoption and start your family right away.

Adoption Can Be Affordable

The average cost of an adoption in the US is around $40,000. That’s a lot of money to come up with if you’re interested in adoption, but not to panic. With the help of loans, grants, and unique fundraising ideas, affording adoption is all within your reach.

This podcast episode will highlight unique ways to afford adoption, many tips that Nicole Witt, Executive Director of The Adoption Consultancy will share, and also a personal story from Heidi and Brandon who recently raised over $18K to afford adoption. 

On This Podcast Episode:

  • We’ll chat about the process of adoption
  • Different ways to afford adoption with grants and loans
  • Heidi and Brandon’s story of their unique fundraising idea
  • What you need to think about when you’re considering adoption

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

What If Money Conversations Before Marriage

If you’re ever bored one night before your wedding, start a conversation with your fiance about money and finances. Chances are you might not see eye to eye. That’s exactly why you need to have what if money conversations before marriage.

One of the best ways to avoid fighting about money after you get married is to have some what if conversations before marriage. Here are some topics that you should talk about.

I’ll openly admit that I don’t enjoy talking about money in my own marriage. It always feels like I’m walking on hot coals trying not to get burnt. What I do know though is that when you can have open conversations about a bunch of important what if subjects, you can not only avoid a massive fight, but you can, more importantly, get on the same page.

On This Podcast Episode:

  • I’ll dish on the top what if conversations to start
  • Hear about my own struggles with money and marriage
  • What’s the #1 what if conversation you don’t have, but should
  • How in the world do you even begin to bring up what if conversations

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Make Your Tax Return Count

There's always the question of what to do with your tax return. I give you permission to have fun with a portion of it but the rest, that should be saved for a smart money move.

Make Your Tax Return Count

It’s tax time and that means you start the seemingly endless wait for your return showing up in your bank account. What to do with all that money?

While you’re probably dream of tropical escapes and that brand new car you been eyeing, I’m here to offer a few suggestions to help you grow your return so you can have even better options down the road.

On This Podcast Episode:

  • We’re talking 3 smart tips for your tax return
  • I give you permission to have fun with a portion of your return
  • Why taxable accounts might make sense
  • How to build a solid savings mindset

 

How to Invest in Real Estate – Abhi Golhar

Real Estate Investing by Abhi

Sure you’ve heard of the success of Fixer Upper and in fact the whole HGTV network. You can’t escape real estate investing these days and it seems like everyone has a “deal” in the works and some amazing way to make a ton of cash.

So you say you want to invest in real estate? Abhi Golhar's been at it since college and he's sharing some tips and tricks to get you started.

Real estate investing is certainly not for the faint of heart – but for those that can stick it out, it can be financially rewarding. Abhi has been real estate investing since he was in college, learning some tough lessons along the way.

On This Podcast Episode:

Abhi’s dishing his tips to investing in real estate, the lessons he’s learned along the way and why real estate investing CAN be super lucrative as a side hustle or career. If you have questions for Abhi after the episode, please contact me. We’d love to do some follow-up episodes sharing more of Abhi’s stellar advice.

3 Reasons to Care About the Interest Rate Hike

All the Fuss With Interest Rate Hikes

You’ve probably gotten through life thus far not really caring about what the Federal Reserve does when it meets a few times each year and couldn’t care less about the Fed Funds Rate. You might’ve heard rumblings on the news about interest rates going up and thought, “Well, I don’t really care about that.” I’m here to tell you that you should care or at least know what the heck it means when the Fed raises the rates.

The Federal Reserve is raising interest rates again and as millennials you should pay attention. There are three key areas that could hit your wallet hard - credit card interest rates, car and home loans, and student loan refinancing rates.

On This Podcast

We’re going to dish about three reasons why you should care about the interest rate hike. This is a not so subtle hint that raising the interest rates actually does matter to you and your wallet. The Fed raises the rates to stabilize the economy but what ends up happening is any of your loans tied to variable interest rates will go up.

  • Find out what the Fed is and why interest rates go up
  • How the raising interest rates affect your bank account
  • What you can do to counteract the higher interest rates
  • Why higher interest rates are good news for savers who want to take advantage of higher interest rates on high-yield savings accounts

Are You Part of Generation Stress? How to Avoid Money Stress Once and For All

Millennials are called "generation stress" because of high student loans, unemployment, credit cards debt and low savings rates. Here are some tips to avoid money stress once and for all. Millennials are Generation Stress

According to a study by the American Psychological Association, 18 to 35-year-olds are the most stressed out generation ever—earning ourselves the nickname “Generation Stress.”

I got this question recently from a listener who is definitely feeling the stress. “We have two degrees in marketing, with over $75,000 combined student loan debt making it paycheck to paycheck in what should be an exciting life filled with going out, buying new cars and saving for a home. How can we possibly save money when we’re living in a small apartment just getting by? It wasn’t supposed to be like this for sure!

My friends are all in the same situation – good jobs – not great, but good. Loads of student loan debt, some credit card debt in there, daydreaming through social media and living vicariously through everyone else that has either figured out a secret we don’t know or are going even more in debt each month. Is there a solution to this madness?”

On this Podcast Episode

  • I’m sharing my tips to battle money stress once and for all
  • Understand how you can get to the bottom of your money stress
  • Work through an exercise to help you deal with your stress
  • I’ll share my own money stress stories too and how I use the app Headspace to counteract my stress

Millennials and Stress

I know stress isn’t easy. It can pop up at any moment in time and leave you breathless. One of the best things I’ve learned over the years is to not freak out whenever something happens money-wise. You can’t think straight when you’re stress and it’s much easier to make a small money mistake turn into a large one when you’re busy stressing out.

 

 

 

Crush Your Goals

What does it take to crush your goals? Whether you want to start a business, travel the world, or simply pay off your debt, you've got to have a system in place to help you crush your goals.

Crush Your Goals in 2017

We all make those crazy New Year’s resolutions, and then promptly decide not to achieve them. Why do we bother to go through the same process over and over again with the same results? The gigs up, and it’s time to crush your goals in 2017, and get a system in place to do so.

Yes, we all know what a goal is. That’s the easy part. I’ve learned a lot over the years about achieving goals, and I’m sharing my strategies for success in this podcast episode. I’ve also got a bonus to help you #crushyourgoals.

From now until December 31, 2016, you can register for my Budget Breakthrough Bootcamp e-course for only $79 with the code CYBERSALE. This online course is like no other – not only are you getting thousands of dollars of value, but it’s also jammed packed with my secrets that I use with clients over and over again to achieve real goals like:

  • Pay off massive debt
  • Set up a budgeting system and stick to it
  • Know your numbers and how much you spend each month
  • Get in sync with your partner and quit fighting over money
  • and so much more!

3-Part System

If I’ve learned anything about crushing goals, it’s that you need a 3-part recipe for success: achievable, write them down, and finally, and most importantly, committing to those goals more than you have anything else (even those of us with commitment phobia).

 

Doing Healthy on a Budget | Kate Root + Revel

How do you eat healthy on a budget? Kate from Root + Revel is sharing her secrets to eating healthy, and living a healthy lifestyle, all on a budget.

Doing Healthy on a Budget

Yes, it’s possible to eat healthy and live a healthy lifestyle all on a budget. While the recent trends have been to buy all organic, which is, of course, great, it can also be a big drag on your bank account.

I’ve teamed up with Kate from Root + Revel to share all about her awesome entrepreneurial journey and what lead her to launch of Root + Revel. Root + Revel features all sorts of healthy recipes, reviews on skin care and lifestyle products, and a fantastic free resource library full of goodies to help you do healthy on a budget.

Root + Revel features all sorts of healthy recipes, reviews on skin care and lifestyle products, and a fantastic free resource library full of goodies to help you do healthy on a budget. I’m addicted to her site already and can’t wait until she publishes a new recipe each week.

Links Mentioned:

Millennial Music Chat | Dreamers

Meet the Dreamers, a cool millennial band with a unique sound and entrepreneurial spirt.Meet Dreamers

As they continue to rise on the charts of alternative radio, Los Angeles-based via Brooklyn Dreamers unleash their own unique sound on the world with melodious hooks and introspective lyrics, all while blending their favorite elements of pop, indie rock, and even jazz.

Dreamers have a full and ambitious sound for a trio, with Nick Wold (vocals/guitar), Marc Nelson (bass/vocals), and Jacob Wick (drums).

Frontman Nick Wold spoke from his Houston hotel room; conversing about his NYU jazz days, existential philosophy and his love for a Seattle-based rock trio.

Check Out Dreamers

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