Life

Pick the Right Health Insurance Plan for You & Your Wallet

If you’ve ever found yourself staring at your health insurance options during open enrollment trying to make some sense out of your choices– this episode is for you. Grab a beverage, grab your health insurance options, and let’s figure out what is the best plan for your wallet and your lifestyle.

What You’ll Learn

  • Understand the difference between the three important variables: deductible, co-insurance, and out-of-pocket max
  • Learn how the health insurance system got its start in the early 1900’s (and why we’re still trying to figure it out)
  • What’s the difference between an FSA (flexible spending account) and an HSA (health savings account)
  • 5 questions to ask yourself before you decide which health insurance plan is right for you
  • Tips to pay for large medical bills and surgeries without turning to your credit card

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Can Your Mind Make You Broke (and How to Avoid It) + Ask Shannah

Have you ever made a money decision that you regretted later? I’ve made about a million of these over the years, but I’ve also learned how powerful your mind is when it comes to money. Can you trick yourself into being broke or being wealthy? How powerful do you think your mind is when it comes to your bank account? We’ll uncover these answers and the most common money mindset traps in this episode.

What You’ll Learn

  • The four negative mindset traps that can actually make you broke
  • How to recognize the mindset traps and what you can do to strategize against them
  • Why you need to define what success means to you and how that might be affecting your bank account
  • My own stories of powerfully connecting my health with my wealth and what I’ve learned
  • Why you should have your own version of the “24-hour” window before you make big purchases
  • How a “f**ck it bucket” can give you options in life when you need them the most

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here 

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Bye-Bye Savings Bonds and Hello Modern Savings for Kids with Mimi Chan

Millennials are leading the way when it comes to modern savings. There’s a strong trend towards gifting experiences over stuff that’s honestly really refreshing, and we’re seeing this trend with children’s gifts as well. Play yards and plastic trucks are great, but what about gifting your child (or someone you know) with money towards their goals like college or even buying a house in the future? Today’s podcast guest, Mimi Chan, is sharing how her company, Littlefund, is shaking things in the world of gifting.

What You’ll Learn

  • Why we needed a gift-giving evolution in this country
  • What’s prompted the trends towards giving experiences over stuff and how that is changing the way we view our finances
  • How to give monetary gifts towards future goals for your children or your friends’ children (hint, great for the holidays)
  • How growing up with immigrant parents shaped Mimi’s own money story and her drive to start Littlefund

Links Mentioned

More about Littlefund

Littlefund, a modern gifting platform that makes it easy for family and friends to gift savings towards a child’s goals with an FDIC insured account which earns interest of 1% APY that compounds daily. So it truly is the gift that keeps on giving (and at a rate higher than the average savings account to boot). Accounts can be set up by parents with short-term goals such as a trip to Disneyland or swim lessons,  or longer range goals like saving for college. Gifters can send a Littlefund gift at any time by using a parent’s email address as the family being gifted does not need to have a Littlefund account in advance.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get social

HGTV’s Good Bones Mina & Karen on Taking Risks & Trading In a 9 to 5

On a recent trip to Indianapolis (my hometown), I had the privilege of joining Mina and Karen of HGTV’s Good Bones for coffee and a chat about their thriving career. This mother-daughter home remodeling duo is hilarious (as you’ll hear). Karen, a former practicing lawyer, and her daughter, Mina, decided to say “no thank you” to the typical 9 to 5 career, took a risk with money she had saved in an IRA and started a thriving remodeling business in Indianapolis. And then, one day, HGTV came calling, and the rest is history.

What You’ll Learn

This was one of my very favorite interviews. Not only were we sitting in a super cool coffee shop in Indianapolis, but I was so inspired by Mina and Karen’s story of taking risks, charting your own path, and having a sense of humor about the moments that don’t work out. Not everyone gets a call from HGTV, but I think we can all aspire to find a career that we feel good about and helps other people at the same time!

  • Mina shares how she wisely invested in an IRA in college and those funds ended up funding their very first home purchase
  • Find out how they choose their remodeling projects and hear some great stories about some of the craziest houses they’ve worked on
  • Be inspired by Mina’s pledge to not work a typical 9 to 5 and why she decided to take the risk of starting a remodeling business
  • They share the story of how HGTV came calling and why they thought it was a shady call and so not real
  • Learn how they’ve continued to grow their career and why they’re not resting solely on HGTV’s success

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Get Social

What You May Not Know About Money Taboos That Might Be Sabotaging Your Growth

We all know that money taboos exist except we don’t really talk about them. In fact, we don’t really talk about anything in relation to money unless we absolutely have to. Have you ever stopped to think why this is? In the U.S., we have a terrible reputation of not making enough strides when it comes to financial literacy – which in turn enables money taboos to go right on existing.

We need to talk though. We need to understand our money taboos and what role they play in our financial success and then we need to teach others how to do the same.

What You’ll Learn

  • To start, I’m going back and sorting through some financial literacy history in the U.S. to make a case for why money taboos exist
  • Who is to blame – teachers, parents, government, etc? What do you think
  • What happens if we let money taboos continue to grow without putting out the flames
  • Steps you can take to break free from any money taboos holding you back
  • Why our closest relationships are the place we need to start with when it comes to talking about money
  • Discussion about the states mandating financial literacy, and why there are only 5

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, send me a DM on Instagram or submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

When Your Money Meets Mother Nature With Jason Hargraves

The curious thing about building wealth is that there is always a risk brewing somewhere. Those risks can cost money and wipe away your savings if you’re not prepared. What if you had a flood in your home – are you prepared and what do you do if that happens? In the U.S. we deal with hurricanes, tropical storms, flood-prone areas and more, but you don’t have to live in a flood area to suffer damage. Jason Hargraves from Insurancequotes.com is ready to educate us.

Questions I Ask

  • With Hurricane Florence fresh in our minds can you run through some high-level details for us -what is, who needs it, and how do you get it?
  • How does a deductible work in flood insurance?
  • Are there states that mandate flood insurance?
  • What happens if you live in an apartment? Do you need flood insurance?
  • Are there any other reasons why we should think about flood insurance?
  • Have any tips for how you can file a claim after a flood – painlessly?

What You’ll Learn

  • How to take an inventory of your home to prove your possessions
  • How a natural disaster can cause financial havoc
  • What is the process of acquiring flood insurance and how do you know if you have too much or too little
  • What is covered by flood insurance vs. regular homeowner’s insurance

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question- send it to me on Instagram or submit it here

Get Social

 

Rethink The Power of Networking with Kelly Hoey + Ask Shannah

Do you know the value of your network? Most of us take for granted the relationships we make in our career and don’t realize their worth. What if there was someone in your network right now that held the keys to your dream career or to opening a door that would score you a book deal and more? There’s power in your network, and our podcast guest, Kelly Hoey, is here to show you how to Build Your Dream Network (also the name of her amazing book)!!

Questions I Ask Kelly

  • I’ve gotta ask, have you always been a natural networker or is this something you had to work on?
  • I saw a graphic you posted on Twitter and it really makes think –  “no one cares about your career as much as you do”. That sounds obvious, but we forget it. Why do we need to remember that?
  • A lot of us hate the networking – how can we make peace with it and do it effectively?
  • Why is having a network so key to our success?
  • What about if you’re terribly shy – where do you start?
  • Do you have any stories you can share with how having this dream network has helped you in ways that just blow your mind?

What You’ll Learn

  • Why your relationships are worth value to your bank account
  • How to have an entrepreneurial mindset with your career
  • Why you might need to rethink networking and how to win at each event
  • Never underestimate anyone, even your Uber drivers
  • How to build a network that will keep paying you dividends for many years

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Get Social

Celebrities Who Left Millions On The Table Without a Will & Why You Shouldn’t

You know the story. A famous celebrity with millions and millions of dollars dies without a will. It might seem shocking to know that a lot of celebrities forget to secure one thing – those millions of dollars with a will or a trust. But, you don’t have to be a celebrity with millions of dollars to have a will. In fact, getting a will in place is one of the smartest money moves that won’t even break the bank.

What You’ll Learn

Sure, we’re going to talk about those celebrities, including Aretha Franklin, that died with millions in the bank and didn’t take the time to set up a will exposing their millions to a long court procedure and more. However, this episode is all about you.

  • Learn what a will is and why the heck you need one
  • There are lots of resources out there to help you get a will in place for under $100
  • Which celebrity had their estate held up for 30+ years in court because he didn’t have a will
  • Some simple steps you can take today to make sure the money you worked hard for will go to the people you want it to

Links Mentioned

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

Finding Your True Voice with Ry Bradley

California-based and Hawaiian-reared singer/songwriter Ry Bradley is out to break that Nashville country music stereotype mold that holds back so many singers from blossoming into true artists. Bradley is looking for authenticity and experience in his songwriting. The world is taking notice of his talents as some of his songs have been featured on such hit TV series as NBC’s Chicago Med & ABC Family’s The Fosters.

On This Episode:

My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that’s always on the hunt for a good story to tell.

Ry has a brand new openly personal, yet rocking new album, Everything I’ve Got, including the song “Next Aldean Show,” which not only pays tribute to the shooting victims of the Las Vegas Route 91 Music Festival last year, all proceeds go to the survivors and family members. Ry is also involved in Women in Rock event, and recently held his own rock and roll camp for young musicians in Norway.

Let us introduce you guys to Ry Bradley as we spoke with the very down-to-earth young star from his home in Orange County, California. Bradley opened up about how splitting time as a kid of divorce in Hawaii and California shaped his musical pallet, what it takes to carve your own path in life and the power of Adele’s singing voice.

Topics We Talked About:

  • Being a millennial himself
  • Always giving back, helping to make the world a better place
  • Carving your own path in music and life
  • Vegas shooting, raising money for victims and their families
  • Women in Rock event in September
  • Rock n Roll Camp in Norway and why this is so cool

Links:

Ry Bradley

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven email club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get social

 

Millennial Music Chat With Willow City

“Inspire Happy” is the musical mantra that the young and rising band Willow City are bringing to music-listening masses with their infectious Americana folk-pop songwriting and small-town love your neighbor like yourself kind of vibes. Oh, and they just happen to all be brothers and sister.

This family band of Beecher, Ezra, Liza and youngest Asa recently released their ambitious new self-titled album.

On This Podcast Episode:

Jeff, Millennial Money’s music guru, sat down to talk with brothers Ezra and Beecher Proch of Willow City from their home in Texas to chat about their love of spreading happiness through music and the new album, and we talked about why millennials these days can get a bad rap from older generations.

This is an episode to inspire you to take control of your own life and chase after your dreams – no matter what the critics say. You’ve got one life to live, and Ezra and Beecher will inspire you to be the best version of yourself. Oh, and their music is pretty awesome too.

Thanks to Our Episode Sponsor:

Thanks, Brooklinen for sponsoring this podcast episode. Get $20 off AND free shipping when you use promo code [mymoney] at Brooklinen.com.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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