Podcast

Honest Review of Money Apps & Programs to DIY Your Finances

This episode was prompted by an Ask Shannah question from Ashley who was super curious what my opinion was about all the money apps and programs out there. She also wanted to find out what I thought about the idea of DIY finances – is it really possible, or at the end of the day, will you need to hire a financial planner to get a good action plan together. Take a listen to find out!

On This Podcast Episode:

Starting us off, I wanted to share a really cool contest that GoBankingRates ran for the Best Money Expert (besides me). There were lots of entries, and I hope you’ll check it out and see all the different money tips and advice these experts are sharing.

Can you DIY your finances? Well, yes and no.

I’m tackling this question and dishing about my fav money apps and programs including:

Thanks to Our Episode Sponsor:

This episode was sponsored by Beach Body on Demand. Right now listeners can get a free trial membership when you text MYMoney (no spaces) to 303030.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

 

 

You Got a Financial Windfall…Now What

Isn’t it everyone’s dream to wake up one morning and find a financial windfall in your bank account? I think that’s why we all rush out to buy lottery tickets when the award is some obnoxiously high number – the hopes that we might find ourselves the lucky one in 175 million who strike it rich. However, coming into a financial windfall could also be a time of confusion – a time to pause and think about how you should spend the money wisely.

On This Podcast Episode:

On this solo episode, I’m tackling a topic that seems like it’s a pro but could cause some confusion and doubt. What would you do if you woke up tomorrow with more money in your hands due to a financial windfall?

I’m talking some of my favorite ideas for how you could be smart with your financial windfall, have some fun, and create a killer game plan that could leave you basking in the windfall for years. (And, of course, I sure hope you wake up one day a lottery winner…)

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Your Money Thoughts & Their Special Powers with Michelle Bobrow + Ask Shannah

There’s really no easier way to say this – your money thoughts have as much of an impact on achieving goals as the actual “how-to’s” and practical advice about money. This is the message I’ve shared since the beginning of the podcast, and it’s one that Michelle Bobrow from the Holistic Wallet shares as well.

On This Podcast Episode:

Meet Michelle Bobrow. She’s built a whole brand around mind shifts in all areas of our lives, but particularly finances. Michelle focuses on money psychology to integrate healthy and balanced financial habits into our lives.

Through strategic planning and mindful coaching, Michelle turns numbers into a work of art as she designs holistic budgets and sustainable systems for you to pay off your past, save for your future, and enjoy the present. (YES, that’s what I’m talking about).

We cover some good points:

  • How the recession impacted her as a college student at the time and the lesson she learned
  • How you can begin to create powerful money shifts right away
  • Why non-judgmental talk is the best kind of talk around money
  • How you can create an awareness of what makes you feel good and what makes you feel like crap around your finances

Thanks To Our Episode Sponsor:

Thanks to Udemy for sponsoring this episode. Go to http://www.ude.my/mymoney right now and get ninety percent off when you sign up for classes! You will not find a better price, so sign-up for classes NOW.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Top Tips for First Time Homebuyers with Vishal Garg


This podcast episode was inspired by a question sent in from Erin who wanted to know some tips she should be thinking about when she buys her first home. We could do a million podcast episodes just on this topic alone – even if you own a home, there’s always more to learn for the purchase of your next house. That’s why I went straight back to Vishal Garg, CEO of Better (and a previous podcast guest) to answer Erin’s question.

On This Podcast Episode:

The old wise tale was that you needed 20% as a down payment to buy your first house, and forget about it if you were an entrepreneur with a bunch of 1099 income. Thank God those rules are getting thrown away and we can finally get to buying our first home with as little as $10K-$15K as a down payment.

I’m chatting with Vishal on this episode about:

  • Why you so don’t need 20% down payment anymore
  • The curious way you can roll your student loan payment into your mortgage (say what)
  • Possibilities for entrepreneurs with a crapload of 1099’s
  • Top 3 ways to get you in a position to buy

Head over to Better’s site directly to find out more about their unique online mortgage options.

The article mentioned – Best & Worst States to Buy a House

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

 

Summer Money Checklist + Happy Birthday Shannah

Today’s episode was inspired by a listener question wanting to know how to use their summer hours to check some items off the good ole’ money checklist – the only problem is where to start. Your summer money checklist can be comprised of anything that you want to accomplish – but remember to keep it simple and relatively easy to accomplish so you’ll make sure and stick with it.

On This Podcast Episode:

I’m dishing some of my favorite items that can go on your summer money checklist:

  • Update your goals
  • Check on your beneficiaries
  • Boost your credit score (or check it out)
  • Give your 401(k) a little love
  • Negotiate a bill

These are my favs, but you can choose anything that you’d like to get checked off your list this summer. Think about all those loose ends that you haven’t tied up yet.

Also, we’re celebrating my birthday on this episode, and Jeff is joining us for a lightning round of questions all about me. Find out why we’re talking about Kenny Rogers and animal crackers and so many more funny questions thrown my way.

Episode Sponsor:

Thanks to Brooklinen for sponsoring this podcast episode. Get $20 off AND free shipping when you use promo code [mymoney] at Brooklinen.com.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Have an Ask Shannah question, submit it here.

Want More:

How to Win at Adulting with Arika Pierce + Ask Shannah

“There are days I wish I could crawl back into my parent’s house and make them make all the decisions,”  proclaimed Airka Pierce. Haven’t we all been there on those days when life just doesn’t seem to make sense? There are ways to win at adulting, and our podcast guest, Arika Pierce, is dropping some bombs of wisdom on this podcast episode.

On This Podcast Episode:

Arika Pierce is a generational strategist, Xenial, attorney, author, Millennial Coach and speaker and author of The Millennial’s Playbook to Adulting. Think of her like me, your big sister sharing lessons she’s learned along the way. On this podcast episode, we’re chatting about some of her favorite playbook advice for your wallet and your career, and why she says that her best piece of advice is, “always be comfortable with being uncomfortable.”

Today’s Ask Shannah question is from Dylan who is curious about the difference between buying life insurance through his company or through an outside company like Haven Life.

Thanks To Our Podcast Episode Sponsors:

ZipRecruiter – right now, my listeners can try ZipRecruiter FOR FREE at this exclusive web address: ZipRecruiter.com/mymoney!

Care/of – For 25% off your first month of personalized care/of vitamins, visit takecareof.com and enter MY MONEY.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Reinvent Your Wardrobe (& Save $$) with Brooklyn Decker and Whitney Casey + Ask Shannah

You look in your closet and can’t find a thing to wear. So, naturally, you jump online to start shopping. But, what if there was a better way? What if you could have your closet on your phone and shop your closet in a new way each day? Meet Finery.

Finery is the first digital wardrobe platform that organizes your wardrobe and uses predictive analytics to style you with the clothes you already own, founded by Brooklyn Decker (actress, model, currently on “‘Gracie and Frankie”) and Whitney Casey (former ABC and CNN anchor). Brooklyn and Whitney created Finery after realizing there was Spotify to manage our music, Tripit to manage our travel and Mint to manage our finances – why wasn’t there an app to manage our wardrobes, which women spend more on than their education?

On This Podcast Episode:

I’m talking raw and honest with Brooklyn and Whitney about what it took as female entrepreneurs to launch their new business venture, Finery. There are so many great pearls of wisdom in this podcast episode whether you just want to find a way to save money and shop your wardrobe or you want to some female to female advice on getting your business up and running.

We’re covering:

  • Why they decided to build an app that stops selling people more stuff and starts helping them use what they’ve got
  • How to find your “perfect” business partner
  • Why investors are finally excited about investing in female-owned startups
  • Debunking myths women have on how they spend, save and invest their money

Plus, thanks to Robin for your Ask Shannah contribution!

Check out the GoBankingRates #SmartMoneySquad article I mentioned in the episode.

Episode Sponsor:

Thanks to Wing for sponsoring this podcast episode. Head over to Wing’s website and enter code MYMONEY to get $25 off your first month’s bill.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome!

Please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Everyone Has a Story with Lily Clayton Hansen + Ask Shannah

We talk often on this podcast about our own stories – our money stories, our career stories, our family stories, etc. and how those stories have a direct correlation to the decisions we make in our lives. Our podcast guest, Lily Clayton Hansen, has built her career sharing stories of people who inspire her focused on her goal of reminding people, “that by keeping an open mind and heart we can foster genuine connection.” We need connections now more than ever.

On This Podcast Episode:

Lily was a guest on the podcast way back when her first book, Word of Mouth, hit the scene and she’s back again to chat about her new book, Word of Mouth: More Conversations, chronically stories from her hometown of Nashville.

In Word of Mouth: More Conversations—the follow-up to Hansen’s first coffee table book, Word of Mouth: Nashville Conversations, which sparked collaborations with institutions such as the Nashville International Airport and Vanderbilt University—the author interviews a wide cast of characters from business owners to community leaders and artists. Her intention is to show the textured, complex creative mecca that is Nashville.

My hope through this conversation is that you’ll be inspired to have more conversations – conversations with your partner about money, conversations with your family, conversations with people you come in contact with about their life and find common connections. Also, I hope Lily’s story shows you that a dream career is possible without a huge NY Times best-seller or millions of books sold. She’s a millennial on a mission and her fearlessness is downright infectious.

Music credit: Rod Steward, Every Picture Tells a Story

Link to CFP Board Find a CFP website

Thanks to Our Episode Sponsor:

Big thanks to Wing for being a podcast episode sponsor. Get $25 off your first month’s bill by going to their website http://www.wingalpha.com and entering code MYMONEY.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Why Being Bad With Money Isn’t So Bad With Gaby Dunn + Ask Shannah

You may know of the name Gaby Dunn. She’s host of a popular podcast, Bad With Money, and is also a New York Times best-selling author, journalist, Comedian and YouTuber. Basically, she’s never bored! Gaby realized one day that if she was bad with money, other people must be too, and so she decided to start a conversation around it.

On This Podcast Episode:

“Money scripts, how you think about money based on what your family taught you is a new concept to me. Everybody learned about money by who they were raised by and it’s hard to undo that,” proclaims Gaby on this podcast episode.

This was one of my favorite podcast conversations. Gaby is funny, engaging, and deeply committed to understanding why people are bad with their money. Her podcast hosts intelligent guests and she’s not afraid to be raw and real about her own money journey. We’re covering:

  • How money scripts play into your financial thoughts
  • Why she thinks the lack of financial literacy is a conspiracy
  • How her own money story has shaped her finances
  • Why she feels talking about money is so important…even if it’s a taboo topic

To follow Gaby, you can go here:

Thanks To Our Episode Sponsors:

CandidCo – get 25% off your modeling kit when you use this link.

Wing – enter code MYMONEY to get $25 off your first month’s bill.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

 

Overcoming Industry Stereotypes In Your Career with Mary Beth Storjohann + Ask Shannah

No matter what career you’re in likely there are a few industry stereotypes that you have to overcome. Being a CERTIFIED FINANCIAL PLANNER is no different – especially being a female in this industry. Mary Beth Storjohann is a leader in the CFP® world, a podcaster, a mother and so much more and joining on Part 1 of this podcast episode to discuss how she’s overcoming industry stereotypes and how you can as well.

On This Podcast Episode:

Mary Beth Storjohann, CFP® and Founder of Workable Wealth is an author, financial planner and accountability coach working to help clients in their 20s-40s across the country make smart, educated choices with their money. Her recent accolades include the “Top 40 Under 40” by Investment News, “10 young Advisors to Watch” by Financial Advisor Magazine, and “10 of the Best Personal Finance Experts on Twitter.” She frequently appears on NBC as a financial expert and her expertise has been featured in The Wall Street Journal, CNBC, Forbes and more.

She’s joining me on Part 1 of this podcast episode to dish about career stereotypes that we’ve both faced and dishing about some of her favorite tips that women need to be aware of to build a strong financial future.

You can check out Part 2 of this podcast on Work Your Wealth Podcast

You can connect with her via Twitter @marybstorj, on Facebook, or via Instagram.

Shout Out to Our Podcast Sponsors:

Big thanks to Wing and Audible for sponsoring this podcast episode.

Audible.com/mymoney to get started today! The book I mentioned was called One Up on Wall Street.

Wingalpha.com – SIGN UP and enter code MYMONEY to get $25 off your first phone bill!

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

1 2 3 39