Saving

11 Money Questions To Ask Your Partner ASAP

Raise your hand if you like to talk about money with your partner. That’s what I thought. Talking about money isn’t a pleasant topic, in fact, most people would rather do any kind of chore…over and over again…then talk about money. However, I’m here to urge you to start to have some of those tough conversations.

On This Podcast Episode:

  • What is the #1 money question that you should be asking your partner
  • Break the ice with 5 money questions you ask without having to talk about numbers
  • Find out why marriage is more than just about love when it comes to money
  • How to figure out the best way to merge finances
  • Learn a simple trick to help you both stay on budget each week

Shout Out To Our Awesome Sponsor:

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Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

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Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Ask Me Anything – Student Loans, Investing, Car Loans & Extra Cash

I love reading all of your Ask Me Anything questions and this week I’m tackling three new questions and a clarification around student loan forgiveness. In the weeks coming, I’ll be tackling even more of your ask me anything questions, including some stellar podcasts with guests around alternative investing (aka Bitcoin and more).

On This Podcast Episode:

  • I’m clarifying the student loan forgiveness issue and taxes due (sorry for any confusion around that)
  • Should you be thinking about alternative investing in gold, silver and real estate
  • Is it smart to pay off your car loan with your savings
  • You’re in a good place with your money and trying to figure out where to stash extra cash
  • All these questions and more…

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Spookiest Financial Fears

Halloween is all about crazy costumes, sugar highs, and those awesome fall drinks to warm your soul. It’s also a time to focus on some of your spookiest financial fears in hopes that we can move them from spooky to success.

On This Podcast Episode:

  • Find out why Data Breaches are spookier than spiders according to a WalletHub survey
  • Let’s find out how much the average American spends on Halloween
  • We’ll chat about the 5 spookiest financial fears including my favorite, not “knowing your numbers”
  • Get motivated to change some financial fears into successes by the end of the year

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Savings For Your Child’s College Fund – Abby Chao, CollegeBacker

Many millennials are starting to have kids of their own and that means they’re also starting to think about saving for college for the little one. With student loan debt and retirement to think about, putting aside extra cash for college might not be a top priority. However, as with anything, saving even a little now can help build a nice college fund down the line.

Find out tips to save for your child's college fund.

On This Podcast Episode:

I’m chatting with Abby Chao, COO of CollegeBacker, a tech company that she co-founded to help parents find efficient ways to save for their children’s college education. There’s a lot of confusion out there around saving for college – so Abby’s helping demystify it all.

Not only that, but Abby is a millennial herself, and shares her own journey to launching a tech company and why she says you should gain all the expertise you can before you start your own business.

Head on over to CollegeBacker to sign up and have your account funded with $25 of matching funds from CollegeBacker to kickstart your college fund. 

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

 

Trump’s Student Loan Proposal – What It Means To You

If you’ve got student loans then you should definitely pay attention anytime new legislation is talked about around your loans. While many people are grandfathered into the old rules, new rules could dramatically change your finances. While Trump’s student loan proposal is just a proposal, find out what it might mean to you.

On This Podcast Episode:

I’m cover 5 tips that you need to know about Trump’s proposed student loan reform and student loan forgiveness. There’s a lot of talk out there about what’s changing, what’s staying, and how you can get your loan forgiven. You must do your research and find out what’s relevant to YOUR situation because no one else is paying your bills but you.

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Getting Yourself Ready For Open Enrollment

Healthcare is a mess. There, I said it. Even as messy as it is, open enrollment has rolled around again and November 1 – December 15 you’ve got to make your healthcare selection if you’re choosing to go the Affordable Care Act route. While most things haven’t changed since last year, there are a few tips to help you breeze through this year’s open enrollment.

what you need to know to breeze through open enrollment 2017.

On This Podcast Episode:

  • Find out what’s changing and what’s staying the same with open enrollment
  • Finally understand deductible, co-pays, co-insurance and out-of-pocket max
  • Learn two other ways to boost your healthcare savings
  • What options do you have if your company’s plan isn’t so great

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

You Spent Money On What

I’ve heard some crazy stories about the most ridiculous things that people have spent money on over the last 11 years. Everything from expensive snake charmers that doubled as a fortune teller, to stories of selling everything and moving abroad only to find out that the future spouse that was promised was not indeed the person on the app. Sometimes spending money on something you want is about more than just dollars and cents – and that’s ok.

Sometimes money advice is about more than dollars and cents.

On This Podcast Episode:

Traditional finance theory will tell you that you must follow certain rules to be smart financially. While those certainly do hold true, I argue that we all need room to break the rules from time to time. In this perfection society, it’s time to figure out how to live your life and be smart financially, because they aren’t mutually exclusive.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Budget Blunders That Are Breaking your Bank Account

I know, I know. The last thing you want to talk about is the “b” word. Honestly, I can tell you that having a strong budget in place is one of the best ways to better your bank account. I’ve seen so many people achieve goals they never thought they could just by the simple act of tracking what they’re spending their money on. So, I thought it would make sense to talk budget blunders to inspire you.

Find out the common budget blunders that will break your bank account.

On This Podcast Episode:

I’m sharing some of the most common budget blunders that are breaking bank accounts right and left to prove that we’re really all more alike than we are different when it comes to this money thing. (And to inspire you to empower your own bank account).

If you’re looking for a great budgeting app, I’m a personal fan of You Need A Budget, but you don’t need anything fancy – a pen and paper can do the trick just as easy.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

Smart Retirement Moves In Your 20’s & 30’s

It’s hard to think about retirement when you’re just starting out in your career – but it’s absolutely the best time to be thinking about it. I personally don’t like the word retirement…I like to think about it as lifestyle savings. Whatever word you want to use, the fact of the matter is that we all need to be thinking about smart retirement moves and saving whatever we can for the day in the future when we don’t want to work anymore. When you're young there are some great things you can do to supercharge your retirement savings

On This Podcast Episode:

  • Let’s get real about our retirement savings (Here’s a great calculator to use)
  • I’ll share my own story of success and starting over with my savings
  • Learn why starting early really does make a difference
  • If you’re already saving, what else could you be doing
  • How to think about your retirement savings

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial advisor prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Could Your Retirement Account Get Hacked

We’re all fully aware of the Equifax debacle where millions and millions of people’s information has potentially been exposed to hackers. We’ve also heard of breaches at places like Target and Sonic. Most of us aren’t thinking that our retirement and brokerage accounts are actually primed and ready for hackers – but they are – and you need to be prepared.


On This Podcast Episode:

The answer is yes – your retirement and brokerage accounts can get hacked. Reason number  3 million 52 as to why you need to stay on top of your money, at least every month, to make sure you haven’t been breached.

We’ll chat about what you need to know to keep your accounts safe and some steps you should take in case you are hacked to make sure you can get the money put back into your account…because there aren’t laws around that.

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

 

 

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