Saving

Save vs. Splurge Travel Tips in Iceland with Bobbi Rebell

What type of traveler are you? Are you more of a saver or do you love a good splurge? I’m a huge fan of saving money but when we travel I do love a good splurge! And I don’t feel bad about it – and you shouldn’t either.

If you love to travel as we do, this episode is for you. You’ll walk away with some great and practical tips to help you manage the save vs. splurge debate on your next trip, and if Iceland has been on your travel checklist, you’ll be booking your ticket in no time.

What You’ll Learn

Bobbi Rebell, a fellow CFP®, host of the Financial Grownup podcast, author and more recently went on an amazing trip to Iceland. Even as a CFP®, she learned a few money lessons about the delicate balance between saving your travel dollars and splurging to have some fun. This episode is jam packed with great travel tips and an inside look into Iceland.

  • Hear what Bobbi’s secret weapon was to put together her trip to Iceland
  • Understand why you should pay attention to local currency
  • Figure out how to rearrange your trip to save money around a holiday
  • Find out what her splurges were on the trip (and what she would avoid next time)

Links

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get Social

Celebrities Who Left Millions On The Table Without a Will & Why You Shouldn’t

You know the story. A famous celebrity with millions and millions of dollars dies without a will. It might seem shocking to know that a lot of celebrities forget to secure one thing – those millions of dollars with a will or a trust. But, you don’t have to be a celebrity with millions of dollars to have a will. In fact, getting a will in place is one of the smartest money moves that won’t even break the bank.

What You’ll Learn

Sure, we’re going to talk about those celebrities, including Aretha Franklin, that died with millions in the bank and didn’t take the time to set up a will exposing their millions to a long court procedure and more. However, this episode is all about you.

  • Learn what a will is and why the heck you need one
  • There are lots of resources out there to help you get a will in place for under $100
  • Which celebrity had their estate held up for 30+ years in court because he didn’t have a will
  • Some simple steps you can take today to make sure the money you worked hard for will go to the people you want it to

Links Mentioned

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats, and a whole lotta’ fun!

Get Social

The Top 10 Money Mistakes I’ve Made


I’m going to be the first to admit that I’ve made a money mistake or two in my past. It has taken me a while to embrace all my money mistakes and learn that they shape who I am – not define who I am. You asked, so I want to deliver sharing my top 10 money mistakes.

This Episode

Wow, I’ve made so many money mistakes I had trouble coming up with my top ten. Working with a lot of people, helping them with their money over the last 12 years, I can tell you with certainty that everyone makes money mistakes (and that doesn’t make them a bad person). There is this terrible disease going around where people feel like they have to be “perfect” with their money and that couldn’t be further from the truth!

What You’ll Learn

  • Money mistakes are a part of life (so time to get over yours)
  • How to recover from some of the “worst” money mistakes
  • Why you should be making money mistakes
  • How to embrace your past money mistakes so they can empower your future

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Sunday Seven Email Club

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Get social

The Power of Small Daily Money Habits with Clarity Money + Ask Shannah


We face a new type of reality when it comes to managing our finances. From mounting student loan debt, keeping track of all subscription services like Netflix and Spotify and more simply, trying to pay rent and buy groceries — it’s overwhelming to figure out where to start.

One of my fav money management/budgeting apps is Clarity Money. I use it myself (I’m a big fan) and went straight to Colin Kennedy, the Chief Operating Officer & Revenue Officer of Clarity Money to explore the power of small daily money habits and how you can use them to empower your money.

Episode Details:

There are a million apps on the market to manage your money and budget more effectively. I’ve tried them all myself and one that has found a permanent home on my phone is Clarity Money. It really is different than most of the budgeting & saving apps and has made a big difference in how I manage my money every day.

I was excited to have Colin from Clarity Money on this episode to dig beneath the surface of the app and talk about how you can use the concept of daily money habits to revolutionize your finances. Yes, I’m talking game-changing perspectives here.

Check out Clarity Money if you aren’t bff’s yet

Episode Sponsor:

Big thanks to Audible for sponsoring this episode. Audible is offering Millennial Money listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney and browse the unmatched selection of audio programs – download a title free and start listening. Go to audible.com/mymoney or text mymoney to 500-500 to get started today.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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Blockchain 101 & How It Will Impact Your Future Wallet With Kendi Lane

Blockchain, cryptocurrency, bitcoin – say what? There are a lot of confusing terms out there, and I wanted to get to the bottom of it. We have all heard about bitcoin – it was on the tip of everyone’s tongue a few months ago and people were investing in it that have never even invested in their 401(k) or IRA (yikes). What about blockchain – the technology that needed to exist before bitcoin? I think it’s time to roll up our sleeves and figure this out.

On This Podcast Episode:

Kendi joined us on the podcast way back in November 2017 talking all things bitcoin. If you haven’t taken a listen to that episode, you need to!

Led by Bitcoin and Ether, cryptocurrencies have lost 10% of their combined value over the last week. Bitcoin on Tuesday dropped 4.5%, and Ethereum — after dropping 17% on Monday — fell another 7% on Tuesday. The total market value of cryptocurrencies worldwide is now at its lowest since November, according to The Wall Street Journal.

So, is this technology something you should put your money into and how will it impact your future wallet (because it isn’t going anywhere). Kendi is a force to be reckoned with and a super smart chic who knows her stuff when it comes to blockchain and the perfect millennial expert to school us all.

Connect with Kendi:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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Ask Shannah: Dealing with Student Loans and Debt

In this #AskShannah episode, I’m tackling two complex questions about student loans. Everything from borrowing money from your 401(k) to pay off your student loans, to dealing with student loan debt when you’re in a relationship.

In This Podcast Episode:

Thanks for all the great #AskShannah questions that are coming in. As always, remember you can always submit a question anonymously so I won’t disclose your name when I’m reading over the question.

I’m covering two questions on this episode that I think most of us could relate to in some way. As a reminder, they call this personal finance because it is just that – personal. When you’re making a money decision, you should weigh the pros and cons and then come to a decision that feels good to you and makes sense based on your lifestyle.

  • My question to you is, what benefits (or drawbacks) could there be if I were to take a loan from my 401(k) to pay off my student loans?
  • Which leads me to my question.. Am I wrong to think that having him put some money in a high yield savings account, could help him to pay off his student loans faster due to compounding growth?  

Tune in to hear my thoughts and feel free to send me your own #AskShannah question for a future episode.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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The Gap Between The LGBTQ Community & Financial Planning With The Debt Free Guys

There is a real gap between the LGBTQ community and financial planning and there’s no way to mask it. I have to admit, there were some shocking stats that David and John from The Debt Free Guys talked about on this podcast episode that blew my mind. I didn’t know that in many states just having a picture up in your office or on your desk at work if you’re part of the LGBTQ community could come with heavy financial consequences like losing your job. So, I wanted to find out, why is it that the LGBTQ community is overlooked by the financial industry.

On This Podcast Episode:

David and John from The Debt Free Guys recently wrote an article for GoBankingRates about why the financial services industry needed more LGBTQ people and I knew they had to be a guest on the show. I’ve received a lot of emails with Ask Shannah questions from listeners who feel like they can’t relate to financial advice, are a part of the LGBTQ community, and don’t know where to turn.

In this episode, we will offer some resources, advice, and real talk on this subject.

Even if you aren’t part of this community, this episode will open your eyes to some of the injustice that members of this community face and the financial ramifications of being overlooked and discounted for years.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

Money Wisdom From My Dad (And He’s Pretty Smart)

My dad is somewhat of a legend in the financial services world. He’s been helping people for well over 40 years now and is beloved for his personality and intent on always putting clients needs before his. I know him as Dad and the person who taught me almost everything I know about personal finance.

On This Podcast Episode:

My Dad, Stan, is joining us for a lively discussion about the advice he has about how to be smart with your money in your twenties and thirties. We’ll also talk about the difference between perceptions of money when he was in his twenties versus now – which is always a fun topic for me.

Dad’s top advice:

  • Save for emergencies (and save more than you think)
  • Invest in your 401(k) and don’t touch the money
  • Cover your risks, but only if you have a strong ER fund
  • Don’t be afraid to try and learn when it comes to smart money moves

Podcast Episode Sponsor:

Thanks to Udemy for sponsoring this podcast episode. Head over to http://www.ude.my/mymoney to get 90% off.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

 

Honest Review of Money Apps & Programs to DIY Your Finances

This episode was prompted by an Ask Shannah question from Ashley who was super curious what my opinion was about all the money apps and programs out there. She also wanted to find out what I thought about the idea of DIY finances – is it really possible, or at the end of the day, will you need to hire a financial planner to get a good action plan together. Take a listen to find out!

On This Podcast Episode:

Starting us off, I wanted to share a really cool contest that GoBankingRates ran for the Best Money Expert (besides me). There were lots of entries, and I hope you’ll check it out and see all the different money tips and advice these experts are sharing.

Can you DIY your finances? Well, yes and no.

I’m tackling this question and dishing about my fav money apps and programs including:

Thanks to Our Episode Sponsor:

This episode was sponsored by Beach Body on Demand. Right now listeners can get a free trial membership when you text MYMoney (no spaces) to 303030.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

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Top Tips for First Time Homebuyers with Vishal Garg


This podcast episode was inspired by a question sent in from Erin who wanted to know some tips she should be thinking about when she buys her first home. We could do a million podcast episodes just on this topic alone – even if you own a home, there’s always more to learn for the purchase of your next house. That’s why I went straight back to Vishal Garg, CEO of Better (and a previous podcast guest) to answer Erin’s question.

On This Podcast Episode:

The old wise tale was that you needed 20% as a down payment to buy your first house, and forget about it if you were an entrepreneur with a bunch of 1099 income. Thank God those rules are getting thrown away and we can finally get to buying our first home with as little as $10K-$15K as a down payment.

I’m chatting with Vishal on this episode about:

  • Why you so don’t need 20% down payment anymore
  • The curious way you can roll your student loan payment into your mortgage (say what)
  • Possibilities for entrepreneurs with a crapload of 1099’s
  • Top 3 ways to get you in a position to buy

Head over to Better’s site directly to find out more about their unique online mortgage options.

The article mentioned – Best & Worst States to Buy a House

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Seven Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Have an Ask Shannah question, submit it here.

Want More:

 

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